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© J Loyd 2005-2012.  All rights reserved.

This communication is strictly intended for persons residing in the states of
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"Helping Affluent Families and Business Owners
Build and Maintain Wealth"

W E A L T H :

Planning

Accumulation
          Preservation
John W. Loyd, CFP®
JOHN W. LOYD, CFP®
The Wealth Planner

"It requires a
great deal of
boldness and a
great deal of
caution to make a
great fortune, and
when you have it,
it requires ten
times as much
skill to keep it."

-Ralph Waldo
Emerson
Did you know?

Longevity risk is one of the most significant risks faced by retirees?  A
65-year old married couple has a 92% chance at least one spouse will
reach age 80, and a 57% chance one spouse will reach the age of 90.
(Source: Society of Actuaries)